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It is important to know some basic formulae that you can use to do your own calculations. Given below are 10 such formulae that everyone should know. The first step towards financial security is taking control of your finances. Money management is an art which includes saving the right amounts and investing in the right instruments. However, there are several factors such as inflation and time that lower the value of money. Therefore, it is necessary to learn how to calculate the worth of one's investments. Several financial planning calculators are available on the web.
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A part of your salary is deducted monthly as your contribution towards EPF. then you can simply increase your VPF so that the EPF and VPF contributions total up to Rs It is not necessary to have the insurance policy from Life Insurance Corporation (LIC), even . Done your tax-saving right?. While most of us have an idea about commonly known options but tax saving or spends on specified avenues then up to Rs lakh, as per the current laws, come down to Rs 5 lakh and you would have to pay tax on this amount. For a complete list of all the specified investment/expenditure avenues.
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If you earn money from work or investments, you will usually pay tax on that money. Understanding how your tax is calculated will help you work out how much tax you should pay.

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